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The story of man's progress from a primitive cavedweller to the master of the civilized world cannot be told without frequent reference to his relationships with trees. 7 — Wood in the Mechanical Age Download PDF version It must not be forgotten in this age of metals and plastics that our forests are still the basis for a very large part of our prosperity. In his earliest days the forest provided him with shade, shelter, protection, food, clothing, tools and fuel. In the Canada of Centennial Year the lumberjack is still part of history and life, a folk figure with great influence on our present economic life and our way of living. At the time when there were only a few people with puny tools settling Canada the forest really seemed inexhaustible. With our increasing numbers, our insatiable demands, and our tremendous engines and machines, the situation is drastically different. We have it in our power to tear up our topsoil and wash it away; to bulldoze our forests; to pollute and silt up our waterways, in only a few years, leaving Canada as a desert. The word "inexhaustible" is, therefore, an adjective which should be used sparingly with reference to our forests today. Planning and action are needed if Canada is to retain her position as a forest country. As things stand now we are in an enviable position. More than half of our land area is forested; only a fourteenth has been improved or is in pasture. More than half of our 1 million square miles of forest are capable, under proper management, of producing continuous tree crops. Nine-tenths of these forests are owned by the people of Canada, and therefore are subject to public control. In the accessible and productive forests some eighty per cent of the merchantable timber is composed of conifers, that is, evergreen softwoods. The largest stands are in British Columbia, Ontario and Quebec, in that order. There are 35 native coniferous species, and 136 broad-leaved species. These are described and illustrated in the Department of Forestry and Rural Development book , available from the Queen's Printer, Ottawa, ($2.50). The softwood forests supply most of the wood used in Canada, but the forests in the east contain valuable stands of hardwoods, such as birch, elm, ash, beech, and maple, that are widely used in the manufacture of furniture, flooring and for other special purposes. The value of products derived from the forests is some $2,700 million a year. The industries that use trees to produce lumber, pulp, paper and other products, therefore form an important part of the Canadian economy. They employ many thousands of people and their commodities are exported in very large quantities, thereby helping our international balance of payments. The need for wood is not a passing stage in the development of mankind. The expanding world economy has given timber-land an ever-increasing importance. Wood in one or other of its myriad physical or chemical forms is indispensable to the production, distribution and utilization of just about every product consumed by civilized people. It is a material for which there can be no complete substitute. From its crude state as fuel to its highly sophisticated use as a precise engineering material, the tree brings benefits and services to the human race. Wood is becoming more and more a material for conversion into other substances from which finished goods can be made, goods in which its identity is not obvious. By processing and by combination with other materials, it provides such things as paper, rayon, cellophane, photographic films, fibre building boards, paper dishes, artificial leather, cattle food, eye-glass rims, fountain pens, poker chips, insulation material, toilet articles, cardboard cradles which fold into flat shopping-bag size packets, and paper dresses that sell for a dollar. The door of the chemical utilization of wood has been opened just a crack, but there is evidence from the research laboratories that within a few years it will swing wide open. What is the tree from which all these beneficial products come? It can be described as a woody plant attaining a height of at least ten to fifteen feet, rising from the ground with a single stem, and developing a more or less definite crown shape. The substance of wood consists of the major elements of plant life, of which the principal is cellulose. In the cell cavities are oils, resins, sugars, starches, tannins, dyes, inorganic salts, and organic acids. There are about eight thousand sawmills, big and small, in Canada, supplying lumber for a wide variety of uses at home and for export to every quarter of the globe. From a small beginning in pioneer days, when the manufacture of boards, planks, beams and other usable forms of wood was entirely a matter of hand labour with axe, hand-saw, sledge and wedge, lumber production has developed into a highly-mechanized industry. British Columbia produced 72.9 per cent of the total Canadian output in 1963; nearly a quarter of the total is produced in Ontario and Quebec, and the rest is spread throughout the other provinces. A few sawmills are capable of cutting up to half a million board feet of lumber in a single shift; others are small enterprises, turning out five or six thousand feet a day. Sawn lumber includes boards, framing lumber, beams, posts, flooring, decking, sheathing, siding and panelling. Sawn, hewn and round timbers are used in the galleries, shafts, drifts, stopes and other parts of mines. No satisfactory substitute for wood has yet been found for railroad ties. Wooden poles are used extensively for telephone, telegraph and electric light lines. One provincial brief to the Royal Commission on Canada's Economic Prospects said that between 19 its number of men employed in the logging industry would increase from 16,000 to 22,000, and that all forest industries, logging and manufacturing, would increase from 70,000 to 110,000. gives the value of shipments of all sawmill products and by-products in 1963: $691 million. Our pulp and paper industry is one of the major productive enterprises of the world. As a maker of newsprint, its output is more than three times that of any other country, and it furnishes about twenty-five per cent of the world's pulp exports. More than 74 per cent of the wood pulp manufactured is converted to other commodities in Canada, the remainder being shipped abroad. Newsprint accounts for about 75 per cent of all paper products manufactured, but there are many other sorts of paper merchandise: bags and boxes, paperboard, building board, and roofing. In 1965 the total pulp and paper exports amounted to nearly $1,500 million, equal to 16.21 per cent of Canada's total exports. Canada's first wood pulp plant was established as recently as 1864. Today, some 45 per cent of the free world's newspaper pages are printed on Canadian newsprint, and the demand is increasing so rapidly that by 1980 production is expected to be about double what it was ten years ago. Canada makes three and a half times as much newsprint as does the United States. The largest Canadian user is the , Toronto, 28,000 tons. To produce this huge quantity of newsprint, highly developed and intricate machinery is needed. The newsprint machine is a marvel of mechanical ingenuity. It is longer than a football field, costs about $10 million, and turns out a continuous sheet of paper more than twenty feet wide at speeds up to half a mile per minute while controlling tolerances of ten thousandths of an inch. In the years 1958-1962 forest consumption in Canada averaged 3,241 million cubic feet annually. Of this, logs and bolts for the lumber industry represented 43.7 per cent; firewood and wood for charcoal, 9.3 per cent; poles and piling, round mining timbers, and miscellaneous products, 1.8 per cent; logs and pulpwood for export, 4.8 per cent; forest fires, 8 per cent; bolts for the pulp and paper mills, 32.4 per cent. From their one-third of the consumption, the pulp and paper mills created more national revenue than the other forest industries combined. Not so many years ago, there was an abundance of accessible and unoccupied forest to meet the expanding demand for pulp and paper. Today, there are no large unoccupied pulpwood forests within range of existing mills ( and a mill worth $50 million cannot be readily picked up and moved to a new forest ). By and large, the mills must make do with their present limits. To make this effective the industry adopted in 1946 a forest policy of perpetual yield. The companies harvest their stands of timber on the assumption that a new crop of trees will be available on the same site every 60 to 120 years, depending on the species, and then they apply forestry art and science, planning, protection and good sense to the task of making this assumption come true. In addition to introducing improvements in forest management, the pulp and paper industry is making more economic use of its wood resources. Wood suited to pulping goes to the mill for manufacture; other trees are converted into plywood; sawlogs become lumber; and the residue of the sawmilling is converted into chips for chemical pulping. In British Columbia, the wood residue from sawmills accounts for more than one-half of the wood requirements of the pulp and paper mills. Better methods have resulted in the production of more pulp from a cord of wood than was possible a few years ago; better means of using bark as fuel have been developed; and a greater number of commercial "side" products like alcohol, tanning liquor, road binders, turpentine, and yeast, are being made from what formerly were waste materials of the pulping process. The companies harvest about sixty per cent of the wood they use from the 183,000 square miles of forests which they lease from the provinces. They purchase much of the remainder from farmers, settlers, and other owners or operators of woodlands. Whoever starts a woodlot or a tree farm must be prepared to wait for some years, depending upon the growth characteristics of the species planted and the climatic environment, before receiving returns on his investment. He may then count, given careful husbandry, on an annual or periodic crop of wood for sale. Research has shown that the woodlot can be maintained with little effort or experience, and that the financial returns are satisfactory. Plywood is a composite wood substance consisting of layers of wood glued together with the grain in alternate layers at an angle, usually a right angle. This is an adaptable material, used for a wide and ever-increasing diversity of applications. It is strong, light in weight, decorative, and available in sheets of many sizes. Laminated wood is a factory product obtained by bonding boards or planks together with structural wood adhesives. Structural members made in this way may be fabricated into curved arches of great size for use in churches, auditoriums and arenas where large unsupported roof areas are required, and these arches retain the natural beauty of wood. Particle, or flake, boards, are sometimes used in building construction. These are formed by cementing small chips or flakes of wood together to form standard size sheets. The manufacture of veneer has acquired a position of increasing importance. Veneers vary from less than one-fiftieth of an inch up to a quarter of an inch or more in thickness. Thin veneers may be applied to the surface of wood or flakeboard used in furniture, pianos, or other high-class cabinet work, to give a beautiful finish. Excelsior, or wood wool ( the curly shavings so widely used for packing fragile articles ( is made by a machine which cuts short bolts of wood, usually poplar, with sharp steel spurs. Wood flour, an important ingredient in dynamite, some kinds of linoleum, and some of the new plastic products, is made by grinding shavings, sawdust, and other sawmill refuse, to a fine powder. Charcoal, obtained from the heavier hardwoods, is used for starting fires and for cooking, as a deodorizer, and in many medicinal preparations. Tannins, which come from the bark of trees, are used extensively in the tanning of hides for leather, in the manufacture of ink, and to fix aniline dyes. Hitherto, Canada has imported almost all its tannin requirements, but domestic sources are being developed. Other materials yielded by trees are cedar-leaf oil, used in the manufacture of insecticides, floor dressings, furniture polishes, perfumes, shoe blacking, and greases; Canada balsam, used in the optical industry, in the manufacture of spirit varnish, and as an antiseptic; yeast, which can be produced from wood hydrolysates in about the ratio of a quarter ton of yeast to a ton of wood, provides the opportunity for the production of vast quantities of edible protein, the greatest single lack in the diet of most of the world's population. We are in no position to waste our remaining forest resources. By thriftless, indiscriminate and unwise cutting methods in some areas we have often in the past left no opportunity for a second crop of trees to replace those we have removed. Our carelessness has been responsible for about eighty per cent of all forest fires, which on the average burn more than two million acres of land every year in Canada. In 1961, fire ravaged more than nine million acres of forest land. We have been spending hundreds of millions of dollars to repair the ravages of the past hundred years; to reseed and replant forest land that had been indiscriminately cut over, or burned by the carelessness of men; to regulate the flow of rivers which up to our entry on the scene regulated their own flow with the aid of forest-covered basins. Up to a point there is virtue in credit living, using today and paying tomorrow, but not when the user is not here to pay and the burden must be borne by his grandchildren. Among the common meanings of reprehensible forest exploitation, according to Joseph S. Illick in his book (Barnes and Noble, New York) are: handling the forest without regard to the future; cutting the forest without making adequate provision for forest renewal; getting value, use and service out of the forest without regard to others, and using the forest beyond one's right or exclusively for one's own profit. These are hard words, but it is a fact that only about forty per cent of the forests in use in the world are managed with a working plan for sustained yield. This means that cutting practices are apt to be to some degree destructive in sixty per cent of the world's forests. Rational forest management means the continuously efficient handling and profitable use of the forest. Sustained yield management is the practice of growing at least as much wood each year as is consumed by fire, pests, disease and cutting. In classical times the wood-nymphs were believed to perish with the trees which had been their abode. It was therefore an impious act wantonly to destroy a tree. As early as the thirteenth century forest conservation formed a definite part of public policy in Europe and at the time the Spaniards conquered Mexico they found that the native people had severe penalties against the destruction of trees. Canada has at least made a start toward rational use of her forests. Efforts to protect the forests from fire, insects and disease have been intensified in all parts of the country. Access roads to carry fire-fighters and foresters quickly to locations where expert work is needed are being built. New interest is being shown by federal and provincial forestry departments and by big-scale industrial users of forest material in informing the public about the need for conservation, and conservationists are stressing the need to preserve forest cover of watersheds in order to preserve human life. As regards wood products, this falls into two broad classifications ( fundamental and applied. The first provides the essential basic data on the mechanical, physical, chemical and anatomical properties of Canadian woods; the latter is directed toward the development of new and better uses for wood, improved practices, and a more complete utilization of the wood substance available from the annual timber cut. These researches are fascinating detective stories, but they go beyond that: their practical consequences to every Canadian are staggering. The Department of Forestry and Rural Development has seven regional establishments, including a number of forest experiment stations, where investigations are conducted on a wide variety of problems affecting the growth and regeneration of forests and methods of protection and management. The Department also operates two forest products laboratories and several research institutes at which studies are conducted in specialized fields to serve Canada as a whole and to complement the work of the regional laboratories. Continuous fundamental and applied research into woodland and pulp and paper mill operations is carried out by the Pulp and Paper Research Institute of Canada. This is a non-profit corporation whose management is vested in a board of directors comprising representatives of the Canadian Pulp and Paper Association, Mc Gill University, and the Canadian Government. Its projects touch every aspect of the industry from the first growth of young seedlings in the forest to the manufacture of the finished commercial articles. It is undoubted that technological developments will increase the degree to which timber reserves can be utilized. In the past forty years chemical research has made man's oldest material the basis of ultramodern industries. Mechanization, too, will have its effect by making economic the production of wood from sparsely forested stands where the old manual methods made logging impracticable. At the National Forestry Conference in 1966, some forecasts were reported by R. Fowler, President of the Canadian Pulp and Paper Association, who was chairman of the plenary session. The demand for pulp and paper 34 years hence is expected to be 5 times that of today; requirements of hardwood are expected to nearly double by 1975; the demand for softwood lumber and plywood is expected to grow by nearly fifty per cent by 1975 and to double the 1975 figure by 2000. it is quite clear that with present methods and arrangements we will not have enough wood to meet the estimated demands." That is the industrial aspect, but we must not forget that the forest has other uses and virtues. "We can say", the chairman commented, "that a major effort is going to be needed to obtain these possible levels of demand. Visitors find the appearance of the woods enchanting, and every tree, taken singly, is beautiful. These visitors are consumers of goods and services. Their expenditures benefit merchants, farmers, labourers, hotels, and many others. The new money they bring into the country is an important factor in our balance of international payments, having the same effect as would additional exports of commodities. As for ourselves, dwellers in this forest-endowed country, the natural beauty of wood refreshes our senses, stimulates our minds and soothes our troubled spirits. The tree that is felled and floated or trucked away to the sawmill or pulp mill becomes the raw material of another existence, takes on a new life. A dead tree put to use becomes something lively and profitable. But they can be despoiled or killed, not to be renewed in mortal time. But it must be replaced by a living, growing, tree. If we interfere with Nature's way in the forests then we must use our talent to maintain them. Without the products, influences and services of forests it would be impossible for the people of this country to maintain their present standard of living, physically or aesthetically. Good citizenship calls upon every Canadian to require and support an enduring forestry programme, and to accept his own personal responsibility for forest conservation. The Royal Bank of Canada Monthly Letter was published from 1920 until 2008 (under the name RBC Letter). Discover the story behind this historic Canadian publication on the History and About RBC Letter. Including 59 suites, 13 loge boxes and 2,000 club seats. The building has three concourses and a 300-seat restaurant. PNC Arena is home to the Carolina Hurricanes of the National Hockey League and the NC State Wolfpack men's basketball team of NCAA Division I. The arena neighbors Carter–Finley Stadium, home of Wolfpack Football; the North Carolina State Fairgrounds and Dorton Arena (on the Fairgrounds). The arena also hosted the Carolina Cobras of the Arena Football League from 2000 to 2002. It is the fourth-largest arena in the ACC (after the Carrier Dome, KFC Yum! Center and the Dean Smith Center) and the eighth-largest arena in the NCAA. The idea of a new basketball arena to replace the Wolfpack's longtime home, Reynolds Coliseum, first emerged in the 1980s under the vision of then-Wolfpack coach Jim Valvano. In 1989, the NCSU Trustees approved plans to build a 23,000 seat arena. The Centennial Authority was created by the North Carolina General Assembly in 1995 as the governing entity of the arena, then financed by state appropriation, local contributions, and University fundraising. The Centennial Authority refocused the project into a multi-use arena, leading to the 1997 relocation agreement of the then-Hartford Whalers, who would become the Carolina Hurricanes. Construction began that year and was completed in 1999 with an estimated cost of $158 million, which was largely publicly financed by a Hotel and Restaurant tax. The Hurricanes agreed to pay $60 million of the cost, and the state of North Carolina paid $18 million. As part of the deal, the Hurricanes assumed operational control of the arena. Known as the Raleigh Entertainment and Sports Arena (or ESA) from 1999 to 2002, it was renamed the RBC Center after an extended search for a corporate sponsor. RBC Bank, the US division of the Royal Bank of Canada, acquired 20-year naming rights for a reported $80 million. On June 19, 2011, it was announced that PNC Financial Services bought US assets of RBC Bank and acquired the naming rights to the arena pending approval by the regulatory agencies. On a normal hockey day, PNC Arena has more than 400 people on duty for security and concessions. The arena has also seen use in fictional media, as a season four episode of The CW series One Tree Hill saw the Tree Hill High School Ravens playing a NCHSAA championship game in the venue. Raleigh experienced its first NHL game on October 29, 1999, when the Hurricanes hosted the New Jersey Devils on the building's opening night. The first playoff series at the Entertainment and Sports Arena were held in 2001 when the hurricanes hosted the Devils in games 3, 4, and 6, of the 2001 Stanley Cup Playoffs, but the Hurricanes lost in 6. the ESA (By then the renamed RBC center) hosted games of both the 2002 Stanley Cup Playoffs and Finals; however, the Hurricanes lost in the final. On June 19, 2006, the Hurricanes were on home ice for a decisive game seven of the Stanley Cup Final, defeating the Edmonton Oilers 3–1 to bring the franchise its first Stanley Cup and North Carolina its first and only major professional sports championship. The arena hosted the playoffs again in 2009, with the Hurricanes losing in the Eastern Conference Finals. Clair Brothers Systems installed a combination of JBL line arrays to provide improved audio coverage for all events. In June 2009, video crews installed a new Daktronics HD scoreboard. It replaced the ten-year-old scoreboard that had been in the arena since its opening in 1999. The scoreboard was full LED and four-sided with full video displays, whereas the previous scoreboard was eight-sided; four of those sides featured alternating static dot-matrix displays (very much outdated for today's standards). In addition, the scoreboard featured an octagonal top section with full video capability, along with two rings above and below the main video screens; they were similar to the ribbon board encircling the arena. In October 2015, architects met with the Centennial Authority to discuss a potential arena renovation. Their proposal includes all-new entrances, a new rooftop restaurant and bar, covered tailgating sections, and moving the administrative offices elsewhere in the arena as a result. The plans also call for new office spaces, additional meeting spaces, removing stairwells and aisles, adding wider seats, and perhaps building lounges on the mezzanine levels below the main concourse level. Project costs have not yet been decided, as the architects were given until May/June 2016 to come up with estimates. The Centennial Authority would have to approve the estimates before official voting could begin. If the funds are approved the renovation start time would be 2020 and at the earliest, it could be completed by 2022. During the summer of 2016, the ribbon boards were upgraded and a second ribbon board was added to the upper level fascia. Static advertising signs inside the lower bowl of the arena were replaced with LED video boards. In 2018, they renovated the NHL home locker rooms and replaced the seating in the upper bowl as well as an ice/court projection system that was first used December 23 at a Hurricanes game against the Boston Bruins. In April 2019 it was announced the arena would receive a new Daktronics video board later that year. The board would be nearly 3 times as large as the then-current board. The new video board would feature a full 360 degree display, two underbelly screens and 2 underbelly static advertising signs. It will also be the first of its kind and one of only a few 360 degree video boards in the NHL. The board would cost $4.7 million, would stretch blue line to blue line, and would be 4,000 square feet (370 m). Original plans called for a 2018 installation, but the project was bumped back due to structural/roof issues. The old video board was taken down on June 1, 2019. Its last day in operation was May 31 for a Special Olympics event. In November 2019, Raleigh approved funding for the arena at $9 million a year for 25 years for arena enhancements, putting the grand total to $225 million. Some concessions in the arena were updated in 2019 in addition to the LED upgrade. They included a new marketplace in the upper concourse as well as other concessions renovated and a new color changing lighting system on the exterior of the South End. The Centennial Authority (operating group) and the Hurricanes are also meeting to further discuss the future renovations and the future of the Hurricanes at PNC Arena. Most offices are expected to move out before the 2020-21 NHL Season and renovations should start. In addition to hockey and college basketball, PNC Arena hosts a wide array of concerts, family shows, and other events each year. Past performers include Prince, Bruce Springsteen, Cher, Eric Clapton, Taylor Swift, Billy Joel, Justin Timberlake, Big Time Rush, Elton John, Lady Gaga, One Direction, Celine Dion, George Strait, Bon Jovi, Journey, Def Leppard, Keith Urban, and many other artists. Family shows have included Ringling Brothers and Barnum & Bailey Circus, Sesame Street Live, Disney On Ice, and the Harlem Globetrotters. The arena has also hosted several college hockey games between NC State and North Carolina. Rbc forest rbc saddletowne RBC has the largest branch and ATM network across Canada. Use our locator tool to find the RBC branch or ATM nearest you. Branch and ATM Locator - RBC Royal Bank - Search Results RBC Training Ground is a talent identification and athlete funding program designed to uncover athletes with Olympic potential. Where We Operate. RBC is one of Canada’s largest banks and one of the largest banks in the world, based on market capitalization. Select a Region. Select a Region. Canada United States International Caribbean. We’re taking added precautions to keep our clients and employees safe during the COVID-19 outbreak. We also recognize that now more than ever, clients turn to us for advice and support. Read More With more than 100 years of dedicated service to the Caribbean, RBC has a presence in 17 countries across the Caribbean, serving more than one million clients. As one of the Caribbean’s leading diversified financial services companies, RBC provides personal and commercial banking, wealth management, corporate and investment banking, insurance and trust and asset management services to a range of clients, including individuals, small businesses, general commercial entities, regional and multi-national corporations and governments. For more than a century, RBC Wealth Management has provided trusted advice and solutions to individuals, families, institutions and charitable foundations. "Having a basic understanding of how money, investing and our broader financial system works is critical in our society today. That’s good news, but with people spending decades in retirement it’s important to plan for any scenario. Put our award-winning global network to work for you. 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Routing Number is used in Canada to identify the bank and the branch to which the payment is directed. Routing number for Royal Bank of Canada (RBC) have two formats:1. Paper Transaction Routing Number: Routing transit number for paper items (or MICR-encoded items) is in the format of XXXXX-YYY which is comprised of a five-digit branch transit number (XXXXX) and a three-digit financial institution number (YYY).2. Electronic Payments Routing Number: It's a 9 digit number which starts with 0 used for electronic fund transactions. If paper routing is XXXXX-YYY, then EFT routing number will be 0YYYXXXXX. RBC RIS Family Wealth Ser-London London-Fanshawe & Hyde Park Branch Private Banking London London Bus Bkg Ctr/BSGLambeth Branch London Regional Bus Banking Centre383 Richmond St Main Branch Byron Village Branch Huron & Adelaide Branch Dundas & Saul Br Adelaide & Fanshawe Park Rd Branch Small Business London Hamilton Rd.& Rectory Br Richmond & Oxford Branch Sherwood Forest Mall Branch Wharncliffe & Commissioners Branch White Oaks Mall Branch RT-Victoria Place RT-London-Wonderland & Southdale Br Rt-Main Br-London Corporate Real Estate Bkg London RT-Masonville Branch Masonville Br Student Banking Centre London Bank of Montreal (1613) Bank of Nova Scotia (2185) Canadian Imperial Bank of Commerce (CIBC) (2114) CENTRAL 1 CREDIT UNION (1182) CREDIT UNION CENTRAL ALBERTA LIMITED (372) CREDIT UNION CENTRAL OF MANITOBA (224) CREDIT UNION CENTRAL OF SASKATCHEWAN (356) FEDERATION DES CAISSES DESJ. A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system. In Canada, there are two formats for routing numbers: An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero". Example : 0XXXYYYYY The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers. MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn. A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques). Rbc forest rbc des laurentides Routing Numbers for Royal Bank of Canada RBC Forest in Canada. Search and Check Routing Numbers, Routing Transit Numbers RTN, MICR Code, Bank Address, Contact Numbers for Canadian Banks and Credit Unions RBC Capital Markets Forest Products Investor Day INVESTOR PRESENTATION April 16, 2015 Toronto, Ontario. •To be a leading forest products manufacturer, focused on solid wood products. RBC Capital Markets Lumber and OSB Materials Investor Day RBC has the largest branch and ATM network across Canada. Use our locator tool to find the RBC branch or ATM nearest you. Branch and ATM Locator - RBC Royal Bank - Search Results At Brunswick Forest, we not only take special care to protect the integrity of the land, we also make certain that the homes here are designed and built to exceed homebuyers’ expectations. The Brunswick Forest Builder Team is a carefully selected group of homebuilders who adhere to Brunswick Forest’s architectural and design standards, ensuring that every home is built to reflect the quality of the community and the integrity of the environment. Steps to Finding Your Way Home at Brunswick Forest Bell Residential Company, is a full Design Build (Nationally Certified) General Contracting Company that has quickly become known for their quality of work and integrity of operation. At Bell Residential Company they believe quality and the client experience are the foundation of success. The entire team stands by this mission, and by these timeless principles. They will work tirelessly to help you realize your vision and make the process straightforward and worry-free. Fogleman Associates specializes in custom, quality homes that are always stick-built from the ground up. President and owner, M “Mickey” Fogleman, strives to deliver the best quality home and gives personal attention to every aspect of the building process. His devotion and care is evident in the detailed woodworking in each home and the use and knowledge of the most innovative products the market has to offer. Kent Homes takes pride in giving customers personalized attention. They are a small company that is big on personalized service. Kent Homes showcases the best there is in terms of design, finishing touches and craftsmanship. They get their homes done right the first time: no frustrations and no surprises. An esteemed, award-winning home builder in the Carolinas since 1977, Bill Clark Homes has constructed a reputation for providing buyers with the most home for their money. And now, Legacy Homes by Bill Clark, Bill Clark Homes’ newest division, focuses on building homes with their clients’ lifestyles in mind. With Legacy Homes by Bill Clark, building a client’s future home – in the neighborhood they choose – is possible. Liberty Homes is an established builder in the Wilmington, NC area offering homes of distinction and superior service. They offer more than 18 floor plans that can be customized to fit each client’s needs, and their staff will strive for excellence not only in the homes they build but in the service provided to each client. Logan Homes has been building luxury homes in southeastern North Carolina since 1986. They have a track record of success and customer satisfaction by exceeding expectations and turning dream homes into reality. Logan adheres to a list of core values that include doing business with integrity and maintaining honest and open communication. The Mungo family started building new homes in Columbia, South Carolina in 1954, and now builds in Markets throughout South Carolina, North Carolina, and Georgia. While still family-run, Mungo Homes proudly became part of the Berkshire-Hathaway family of companies in 2018, and remains dedicated to its foundation of quality and innovation found in each and every home. Mungo Homes was named magazine – an award for overall excellence in home building based on finance/operations, design/construction, customer service/quality, community/industry service and marketing. That same year, the National Association of Home Builders honored Mungo Homes as the for hau Smart, Mungo’s exclusive energy-efficiency program. The company was also recognized as the winner of the 2008 National Housing Quality Award and is the only South Carolina-based builder ever honored with this prestigious award. Known for their clean aesthetic and higher building standards, PBC Design Build is an award-winning, full-service new home builder in the Wilmington, NC area. Exceptionally versatile, they build homes of various sizes, maintaining the same meticulous style and stringent attention to detail on all projects, no matter the size. This group of highly qualified individuals posess wide-ranging talents, relevant expertise and a firm commitment to their customer's satisfaction. True Homes is the 39th largest builder in the United States and the largest private builder in the Carolinas. PBC has been building amazing places to live for more than twenty years and have spent the past ten ensuring that the clients of Brunswick Forest are not simply buying a product from them, but rather taking part in a collaboration resulting in their one-of-a-kind dream home. True builds active adult, single story homes within some of the most select lifestyle communities throughout the Carolina coast and Charlotte, NC. The brand promise “It’s All About You” has created a unique homebuilding culture that focuses on providing one-of-a-kind solutions to meet the needs of clients. Trusst Builder Group is a 2012 partnership of Trusst Builders and Hearthside Builders, each with a long history in southeastern North Carolina. The collaboration was done with customers in mind and enables Trusst to deliver greater efficiencies, quality and value. Together Trusst and Hearthside have built more than 2,000 homes in New Hanover and Brunswick counties. They are unique in their ability to build value-priced, custom-quality homes where premier finishes are standard.